Some years ago I decided to take my music streaming budget and make it my bandcamp budget. Now I have a moderately sized music collection that suits me, that I can listen to online or offline, and that makes me very happy!

For anyone else considering this: The best time to make a switch like this is (always) years ago. But the second-best time is now! In three years, it will be three years from now, and you can either be stuck in the same trap, or have made some real progress.